Banque du Caire offers personal loans to public and private sector employees, as well as to bank employees.
The minimum monthly income required for obtaining the loan is EGP 300 for public sector employees, EGP 1,500 for private sector employees, and EGP 2,000 for bank employees. The maximum amount for a personal loan is EGP 1m.
Bank du Caire offers various types of personal loans, including personal loans to private sector employees, personal loans to oil sector employees, bank employee loans, durable goods loans, personal loans for freelancers, and the Wadi Degla membership loan.
The main segments that can obtain these loans are government employees, public sector companies, the public business sector, private sector employees, whose salaries are transferred to the bank or without salary transfers, bank employees, employers, tax card holders, and self-employed professions.
The documents required for obtaining this loan are: a photocopy of the national ID card, and utility receipts (electricity, water, gas) that do not exceed three months. The bank offers these loans without any guarantees or a guarantor.
The loan repayment period ranges from six months to seven years, and the bank gives a free life insurance policy for all types of personal loans.
Banque du Caire also provides an installment loan to individuals, a loan that enables the client to equip his home with state-of-the-art electronic, electrical, and furniture equipment.
The maximum amount of this loan is EGP 150,000, and the repayment period is 60 months.
These loans are provided to government employees and private sector employees, whose salaries or premiums are transferred to the bank.